Privacy Policy
PRIVACY POLICY
Qwik Card Inc respects your privacy and are committed to protecting it through compliance with this policy. This policy describes the types of information we may collect from you when you visit the website www.qwikcard.app (our “Website”) and our practices for collecting, using, maintaining, protecting and disclosing that information.
Please read this information carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Website. By accessing or using this Website, you agree to this privacy policy. This policy may change from time to time, and we will update our policy as needed. Your continued use of this Website after we make changes is deemed to be acceptance of those changes. Please check the policy periodically for updates.
INFORMATION WE COLLECT & HOW WE COLLECT IT
We collect several types of information from and about users of our Website. As you navigate through and interact with our Website, we may automatically collect certain information about your equipment, browsing actions and patterns, including:
Details of your visits to our Website, including usage details such as traffic data, location data, logs and other communication data and the resources that you access and use on the Website; and
Information about your computer and internet connection, including your IP address, operating system and browser type.
The information we collect automatically is statistical data and does not identify any individual. It helps us to improve our Website and to estimate our audience size and usage patterns. Please note that at this time, we do not use cookies to create visitor profiles or to monitor individual visitor behavior. If we decide to add any cookies in the future, we will update this online privacy policy notice to explain how such cookies will be used.
DISCLOSURE OF YOUR INFORMATION
We may disclose the non-identifying information that we collect as described in this privacy policy to:
Our subsidiaries and affiliates;
Contractors, service providers and other third parties we use to support our business; and/or
A buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Qwik Card Inc and its affiliates’ business, whether as a going concern or as part of a bankruptcy, liquidation or similar proceeding, in which personal information held by the Company about our Website users is among the assets transferred.
We may also disclose this non-identifying information:
To comply with any court order, law or legal process, including in response to any government or regulatory request;
To enforce or apply our terms of use, available at: https://www.qwikcard.com/terms; and/or
If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of Qwik Card Inc and its affiliates, our customers or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.
ACCEPTANCE TO THESE TERMS
By using this Site, you signify your acceptance of this policy and Terms Of Use. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
CHANGES TO OUR PRIVACY POLICY
It is our policy to post any changes we make to our privacy policy on this page, and if we make any substantial changes, we will notify you by posting a prominent announcement on our Website.
CONTACTING US
If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at support@qwikcard.app
Date Modified: January 1, 2025
Qwik ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our student credit card app.
1. Information We Collect
We collect the following types of information from and about you:
🔹 Contact Information
Name (first and/or last)
Email Address (including hashed emails)
Phone Number (including hashed phone numbers)
Physical Address (home, mailing, or other addresses)
Other User Contact Info (e.g., alternative emails or contact methods)
🔹 Financial Information
Payment Info (e.g., card details, entered via third-party services)
Credit Info (e.g., credit scores, reports)
Other Financial Info (e.g., income, debts, assets, or salary)
🔹 Location Data
Precise Location (GPS-level location, if granted)
Coarse Location (approximate city or region)
🔹 User Content
Contacts (if you give permission)
Emails or Text Messages (only metadata if applicable or content if explicitly submitted via forms)
Photos or Videos (submitted by the user for profile or verification)
Customer Support Interactions (e.g., chat logs, complaints)
Other User Content (inputs into chatbot, forms, etc.)
🔹 Identifiers
User ID (account ID, screen name, or other identifiers)
Device ID (device-level identifiers like IDFA or device fingerprint)
🔹 Purchase Data
Purchase History (in-app purchases or linked cards' usage)
🔹 Diagnostics
Performance Data (app load time, usage stats)
Other Diagnostic Data (technical logs, error logs)
2. How We Use Your Information
We use your data to:
Create and manage your account
Provide app services and features
Process transactions and credit evaluations
Verify identity and eligibility
Enable customer support and issue resolution
Detect fraud, enforce security, and prevent abuse
Improve app functionality and performance
Send service updates or important notifications
3. Sharing Your Information
We do not sell your personal data. However, we may share data with:
Service Providers (e.g., Supabase, payment gateways, analytics platforms)
Regulatory Bodies (if required by law)
Credit Agencies (only when user consent is given for credit checks)
Fraud Detection Services (to prevent misuse or scams)
4. Your Privacy Rights
You have the right to:
Access or update your personal information
Request deletion of your account or data
Withdraw consent at any time
Contact us regarding any privacy concern
To make a request, email us at: support@qwikcard.app
5. Data Security
We implement industry-standard safeguards including encryption, access controls, and secure data storage to protect your information.
6. Data Retention
We retain your data only as long as necessary for the purposes described above or as required by law.
7. Children’s Privacy
Our app is not intended for children under 13. We do not knowingly collect data from children.
8. Contact Us
If you have any questions or requests related to this Privacy Policy, please contact:
Qwik
Email: support@qwikcard.app
Address: 1425 N Cahuenga Blvd, Los Angeles, CA, 90028, USA
Closure of the Qwik Card:
If you would like to close your Qwik account, please email support@qwikcard.app with your Full Name, Email Address associated with the Qwik account and a reason for closure and will get back to you within 72 hours.
