🎉 Good News!

You Are Pre-Approved!

Build Credit Like A Boss

The only student card to start building your credit score today with zero fees, zero debt, and 100% approval.

Credit Building Made Easy

Helping students unlock financial independence with personalized insights and tools designed to build a strong credit score.

Best on the market

I went from a 520 to a 762. Highly recommend to every student!

Alex White

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Helping Students Build Strong Credit

Helping Students Build Strong Credit

Helping Students Build Strong Credit

Join the growing community of students transforming their financial futures with credit-building tools designed just for them.

Join the growing community of students transforming their financial futures with credit-building tools designed just for them.

Join the growing community of students transforming their financial futures with credit-building tools designed just for them.

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Average Score Increase in 3 Months

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Average Score Increase in 3 Months

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Average Score Increase in 3 Months

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Average Score Increase in 3 Months

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Faster and Safer

Faster and Safer

Start Building Credit in 3 Steps

Empowering you to take charge of your financial future with intuitive tools and personalized insights.

Step 1. Apply for Qwik Card

You are pre-approved! No hard credit-check needed, apply with no effect on your credit score.

Step 2. Deposit Money

Connect your bank account in under 2 minutes. The amount you can spend is equal to what you deposit!

Step 3. Start Building Credit

Spend with your card and leave the credit building to us. We report on-time payments to the credit bureau!

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Step 1. Apply for Qwik Card

You are pre-approved! No hard credit-check needed, apply with no effect on your credit score.

Step 2. Deposit Money

Connect your bank account in under 2 minutes. The amount you can spend is equal to what you deposit!

Step 3. Start Building Credit

Spend with your card and leave the credit building to us. We report on-time payments to the credit bureau!

Feature Image

Step 1. Apply for Qwik Card

You are pre-approved! No hard credit-check needed, apply with no effect on your credit score.

Step 2. Deposit Money

Connect your bank account in under 2 minutes. The amount you can spend is equal to what you deposit!

Step 3. Start Building Credit

Spend with your card and leave the credit building to us. We report on-time payments to the credit bureau!

Feature Image

Step 1. Apply for Qwik Card

You are pre-approved! No hard credit-check needed, apply with no effect on your credit score.

Step 2. Deposit Money

Connect your bank account in under 2 minutes. The amount you can spend is equal to what you deposit!

Step 3. Start Building Credit

Spend with your card and leave the credit building to us. We report on-time payments to the credit bureau!

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KEY BENEFITS

KEY BENEFITS

Why Students Love Qwik?

Empowering you to build a strong financial future with tools tailored to help you succeed.

Seamless Credit Building

Easily build your credit history with a secured card designed to help students improve their scores without the fear of debt.

Seamless Credit Building

Easily build your credit history with a secured card designed to help students improve their scores without the fear of debt.

Seamless Credit Building

Easily build your credit history with a secured card designed to help students improve their scores without the fear of debt.

Seamless Credit Building

Easily build your credit history with a secured card designed to help students improve their scores without the fear of debt.

Transparent and Secure

Enjoy no hidden fees, no minimum balances, and complete control over your finances with industry-leading security features.

Transparent and Secure

Enjoy no hidden fees, no minimum balances, and complete control over your finances with industry-leading security features.

Transparent and Secure

Enjoy no hidden fees, no minimum balances, and complete control over your finances with industry-leading security features.

Transparent and Secure

Enjoy no hidden fees, no minimum balances, and complete control over your finances with industry-leading security features.

Personalized Financial Growth

Gain actionable insights into your spending habits, credit progress, and financial goals to stay on track and achieve success.

Personalized Financial Growth

Gain actionable insights into your spending habits, credit progress, and financial goals to stay on track and achieve success.

Personalized Financial Growth

Gain actionable insights into your spending habits, credit progress, and financial goals to stay on track and achieve success.

Personalized Financial Growth

Gain actionable insights into your spending habits, credit progress, and financial goals to stay on track and achieve success.

SMART TOOLS

SMART TOOLS

Tools for Smarter Management

Empowering you to take charge of your financial future with intuitive tools and personalized insights.

Financial Confidence

Financial Confidence

Make informed financial decisions with detailed analytics

Make informed financial decisions with detailed analytics

Real-Time Alerts

Real-Time Alerts

Get instant notifications on transactions, low balances and repayments

Get instant notifications on transactions, low balances and repayments

Spending Habits

Spending Habits

Analyze your spending patterns and receive tips to cut spend

Analyze your spending patterns and receive tips to cut spend

Financial Anxiety

Financial Anxiety

Feel more in control of your money with tools that are simple to use

Feel more in control of your money with tools that are simple to use

Goal Achievement

Goal Achievement

Set financial goals and monitor your progress with updates

Set financial goals and monitor your progress with updates

Set financial goals and monitor your progress with updates

Stress-Free Budgeting

Stress-Free Budgeting

Set and maintain budgets effortlessly, with automated tracking

Set and maintain budgets effortlessly, with automated tracking

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Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

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CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

CTA Image
CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

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Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.