Why Qwik?

Why Qwik?

Why Qwik?

We're helping students build their financial futures

We're helping students build their financial futures

We're helping students build their financial futures

Students lack access to tools for building credit, leaving them unprepared for life after college. Qwik bridges this gap with accessible, student-friendly solutions.

Why choose Qwik?

High School Student

US College Student

International Student at a

US College

New Grad or Young Adult

Why Credit Matters

  • Preps you early to qualify for student loans and first apartments

  • Shows financial maturity to banks & landlords


How Qwik Helps

  • No co-signer needed

  • Easy approval — pre-funded by you

  • Learn credit habits risk-free

High School Student

US College Student

International Student at a

US College

New Grad or Young Adult

Why Credit Matters

  • Preps you early to qualify for student loans and first apartments

  • Shows financial maturity to banks & landlords


How Qwik Helps

  • No co-signer needed

  • Easy approval — pre-funded by you

  • Learn credit habits risk-free

High School Student

US College Student

International Student at a

US College

New Grad or Young Adult

Why Credit Matters

  • Preps you early to qualify for student loans and first apartments

  • Shows financial maturity to banks & landlords


How Qwik Helps

  • No co-signer needed

  • Easy approval — pre-funded by you

  • Learn credit habits risk-free

High School Student

US College Student

International Student at a

US College

New Grad or Young Adult

Why Credit Matters

  • Preps you early to qualify for student loans and first apartments

  • Shows financial maturity to banks & landlords


How Qwik Helps

  • No co-signer needed

  • Easy approval — pre-funded by you

  • Learn credit habits risk-free

Step 1. Apply for Qwik Card

You are pre-approved! No hard credit-check needed, apply with no effect on your credit score.

Step 2. Deposit Money

Connect your bank account in under 2 minutes. The amount you can spend is equal to what you deposit!

Step 3. Start Building Credit

Spend with your card and leave the credit building to us. We report on-time payments to the credit bureau!

Feature Image

Step 1. Apply for Qwik Card

You are pre-approved! No hard credit-check needed, apply with no effect on your credit score.

Step 2. Deposit Money

Connect your bank account in under 2 minutes. The amount you can spend is equal to what you deposit!

Step 3. Start Building Credit

Spend with your card and leave the credit building to us. We report on-time payments to the credit bureau!

Feature Image

Step 1. Apply for Qwik Card

You are pre-approved! No hard credit-check needed, apply with no effect on your credit score.

Step 2. Deposit Money

Connect your bank account in under 2 minutes. The amount you can spend is equal to what you deposit!

Step 3. Start Building Credit

Spend with your card and leave the credit building to us. We report on-time payments to the credit bureau!

Feature Image

Step 1. Apply for Qwik Card

You are pre-approved! No hard credit-check needed, apply with no effect on your credit score.

Step 2. Deposit Money

Connect your bank account in under 2 minutes. The amount you can spend is equal to what you deposit!

Step 3. Start Building Credit

Spend with your card and leave the credit building to us. We report on-time payments to the credit bureau!

Feature Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

Get The App

CTA Image
CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

Get The App

CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

Get The App

CTA Image
CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

Get The App

CTA Image
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Join the Qwik Ambassador Team

Qwik

About

Team

Why Qwik

Blog

Company

Terms of Use

Privacy Policy

Help Centre

Contact

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Facebook Icon

Join the Qwik Ambassador Team

Qwik

About

Team

Why Qwik

Blog

Company

Terms of Use

Privacy Policy

Help Centre

Contact

Join the Qwik Ambassador Team

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Facebook Icon

Join the Qwik Ambassador Team

Qwik

About

Team

Why Qwik

Blog

Company

Terms of Use

Privacy Policy

Help Centre

Contact

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Join the Qwik Ambassador Team

Qwik

About

Team

Why Qwik

Blog

Company

Terms of Use

Privacy Policy

Help Centre

Contact

Facebook Icon

Join the Qwik Ambassador Team

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.