The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.
