Terms of Use

Terms of Use

Terms of Use

TERMS OF USE

Welcome to the Qwik Card Inc website located at QwikCard.app (including all their contents, the Site). The following Terms of use (Terms) govern your use of this Site. By using this Site, you are indicating that you’ve read and understand these Terms, that you agree to them, and intend to be legally bound by them. If you don’t agree to these Terms, you are not granted permission to use this Site and must stop using the Site.

ACCEPTANCE OF THE TERMS OF USE

Please read the Terms of Use carefully before you start to use the Website. By using the Website, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, found at the Privacy Policy page, incorporated herein by reference. If you do not agree to these Terms of Use and/or the Privacy Policy, you must not access or use the Website.

GENERAL TERMS

The information on this Site is for informational purposes only. Qwik Card Inc is not responsible for any errors or omissions on the Site, including any materials found on the Site.


Qwik Card Inc owns or licenses all data, content, graphics, forms, artwork, images, photographs, functional components, audio clips, video clips, software and software concepts, documentation, and other material on, or made available through, the Site, as well as the selection, coordination, arrangement, and organization and enhancement of the materials found here. Under no circumstances will you have any rights of any kind to the Site, other than the right to use the Site in accordance with these Terms.

INTELLECTUAL PROPERTY RIGHTS

You agree that you will not use the Site for (a) any illegal or unauthorized purposes that violate any laws (including import, export and copyright laws); (b) modifying, adapting or hacking into the Site or for modifying another website so as to falsely imply that it is associated with Qwik Card Inc (c) transmitting unsolicited messages or code of a destructive nature; or (d) engaging in any activity that interferes with the performance of, or impairs the functionality of, the Site or any services provided through the Site.


The Company name, the terms, the Company logo and all related names, logos, product and service names, designs and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company. All other names, logos, product and service names, designs and slogans on this Website are the trademarks of their respective owners and may not be used without the prior written consent of such owners.


THIRD PARTY SITES AND CONTENT

The Site contains links to other websites, to information, products, or services that may be of interest. Qwik Card Inc expressly disclaims any responsibility for the content, the accuracy of the information, or quality of products or services provided by, or displayed on, third party sites, or the transactions you may conduct or enter into with third parties. Your use of third party websites is at your own risk, and subject to the Terms and conditions of such other websites. Qwik Card Inc does not endorse any product or service provided on a third party website.


Qwik Card Inc reserves the right to immediately remove any material for any reason or for no reason. Qwik Card Inc cannot and does not review all communications made on or through the Site, but, although not obligated to, may review, verify, make changes to, or remove any, material, the Site or the products or services made available in connection with the Site, with or without notice in its sole discretion.

CHANGES TO THESE TERMS & CONDITIONS

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page regularly so you are aware of any changes, as they are binding on you.

GOVERNING LAW AND JURISDICTION

These Terms represent the entire agreement between you and Qwik Card Inc with respect to the subject matter hereof, and supersede any and all prior agreements, express and implied, and will be governed by and construed in accordance with the laws of the State of California, without reference to its conflict of law rules. By accessing, viewing, or using the services, works, content, or materials on the Site, you consent and agree to (a) the exclusive jurisdiction of the federal and state courts located in the State of California; (b) accept service of process by personal delivery or mail; and (c) irrevocably waive the right to trial by jury and any jurisdictional and venue defenses otherwise available.

How we protect your information

We adopt appropriate data collection, storage, and processing practices and security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information, username, password, transaction information, and data stored on our Site.

Sharing your personal information

We do not sell, trade, or rent Users' personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates, and advertisers for the purposes outlined above.

Cookies

Our Site may use "cookies" to enhance User experience. Users' web browsers place cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browser to refuse cookies or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

CTA Image
CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

CTA Image
CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

CTA Image

Start Building Credit Fast & Easy

Join thousands of students building their credit confidently with Qwik.

CTA Image

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.

Copyright © 2025 Qwik Card Inc. All Rights Reserved.

The Qwik Credit Card is powered by Epay Card Programs Inc. (www.blxckcapital.com/usa) pursuant to a license from VISA International. It may be used everywhere VISA credit cards are accepted. Please see the back of the card for issuing details. Epay is a registered agent of CFSB Bank, member FDIC. Improvements or specific changes to your credit score cannot be guaranteed. The impact on your credit score may vary depending on your usage patterns. Epay is obligated to report late payments, which could potentially have a negative effect on your credit score. Credit scores are determined independently by credit bureaus, considering various factors including your interactions with other creditors. The Qwik Card and associated services do not have the capability to erase negative credit history from your credit report. Use of the card account is subject to activation, ID verification, and funds availability. Transaction fees, terms, and conditions apply to the use of the card account. See the cardholder agreement for details.